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Description
Winning the Insurance Game: The Complete Consumer's Guide to Saving MoneyMillions of consumers play the insurance game but don't know how to win. Now Ralph Nader, internationally renowned consumer advocate, and attorney Wesley J. Smith have joined forces to show you how to beat the insurance companies at their own game. In Winning the Insurance Game, Nader and Smith walk you through complex laws and fine print, alerting you to the loopholes and clarifying the world of insurance. In this groundbreaking book, newly revised
Millions of consumers play the insurance game but don't know how to win. Now Ralph Nader, internationally renowned consumer advocate, and attorney Wesley J. Smith have joined forces to show you how to beat the insurance companies at their own game. In Winning the Insurance Game, Nader and Smith walk you through complex laws and fine print, alerting you to the loopholes and clarifying the world of insurance. In this groundbreaking book, newly revised and updated to include the latest information, they help put an end to unnecessary spending by offering hundreds of practical tips. Learn six steps to lowering your automobile insurance premium, how to choose a good HMO or PPO health plan, and what insurance you should never buy. Before you buy any insurance, read this book. It can save you money and help to ensure that you get the coverage you really need.Binding Type: Paperback
Publisher: Main Street Books
Published: 02/17/1993
ISBN: 9780385468381
Pages: 564
Weight: 1.83lbs
Size: 9.06h x 6.12w x 1.37d
Review Citations: Booklist 01/15/1993 pg. 850
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★★★★★ 5
I like it
Makes my skin feel very soft. Moisturizes without making you greasy.
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Reviewed in the United States on May 30, 2026
★★★★★ 5
Good Product
Lo recomiendo excelente
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Reviewed in the United States on May 28, 2026
★★★★★ 5
Suavecito
Súper hidratante
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Reviewed in the United States on May 17, 2026
★★★★★ 3
Product came spilled
The product is fine. The packaging however came broken and the product had spilled all over the box.
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Reviewed in the United States on January 14, 2026
★★★★★ 1
No No No
I had the worst nightmare using the APLB Tranexamic Acid Niacinamide Lotion. I used this product consistently for about three weeks, hoping it would help with brightening and hyperpigmentation, but instead it completely damaged my skin barrier.
What started as mild irritation quickly turned into severe itching, redness, inflamed bumps, and intense skin sensitivity. Eventually, my skin developed dermatitis-like symptoms with painful inflammation, red rashes, and even slight bleeding in certain areas from constant irritation and scratching.
Instead of improving, this lotion made my skin look worse — angry, inflamed, textured, and extremely reactive. The itching was unbearable, and the red bumps took a long time to calm down.
If you have sensitive skin or are prone to eczema, contact dermatitis, or allergic reactions, please patch test very carefully before using this product. My experience was honestly terrible, and recovering my skin afterward took much longer than the three weeks I spent using it. (Still recovering after 2 months)
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Reviewed in the United States on May 28, 2026